Hi, I'm Kris. And I fucking love budgeting. I came to budgeting the first time my hours were cut after I had a kid. I'd planned so well! I had a job from which I could work from home, and health insurance, and I'd paid for sperm with cash. Man. I had my shit together. Then my insurance deductible more than doubled while I was pregnant. And when my kid was not quite a year old my hours were cut (before I'd managed to pay off that clusterfuck of medical debt from my totally healthy pregnancy and delivery). I sat